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Credit Cards in UK

Take advantage of the low rate credit cards available in the UK. With so many lenders desperate to give out there credit cards why not see who's got the best deal?

Transfer your current balances to one card if you have you accumulated too much, switch to a credit card provider who offers a reduced or 0% interest on balance transfers.

Remember to keep your PIN number a secret - never write it down or let anyone else know the number!

Best UK Credit Cards - cheapest credit cards 0% Balance Transfer Cards Card BT Rate BT Period Typical APR   Virgin Credit Card 0% 15 mths 15.9% Capital One BT Exclusive 0% Until 01/12/2009 15.9% Barclaycard Platinum 'As on TV' 0% Until 01/11/2009 14.9% Capital One Platinum 0% Until 01/11/2009 14.9% Lloyds TSB Platinum MasterCard 0% 14 mths 15.9% 0% Purchase Cards Card Intro Rate Intro Duration Typical APR   Capital One Platinum 0% Until 01/11/2009 14.9% Capital One Platinum Exclusive 0% Until 01/07/2009 12.9% Halifax One Online Special 0% 10 mths 15.9% Bank of Scotland 0% 10 mths 15.9% Capital One Platinum Mastercard 0% Until 01/06/2009 19.9% Cashback Cards Card Cashback   American Express Platinum 5% Moneyback for 3 months, up to 1.5% thereafter Barclaycard Cashback 4% Cashback until 30/09/08, 0.5% until 01/01/10 Low Standard Rate Cards Card Std APR Exclusive   Capital One Low Rate 8.5% 8.5% on balance transfer and purchases with no fee Barclaycard Low Rate Special 8.8% 0% interest on purchases for 3 months Capital One Platinum Exclusive 12.9% This product is only available via moneysupermarket.com

	Compare UK Credit Cards With so many credit cards on the UK market, it makes sense to shop around! Discover the best credit card deals available online from one simple form ... Please choose one of the following options that suits you best: What card are you looking for? Credit Cards Gold Cards Platinum Cards What is the most important feature? Lowest Standard APR Cashback Scheme Introductory Rate Interest Free Period Select annual fee? None up to £5 up to £10 up to £20 up to £20 up to £50 up to £100 up to £200 Any Do you have a history of bad credit No Yes

Owing to the increasing competition most of the credit card companies are now offering the 0% or low balance transfer cards and also keep coming up with offers of additional benefits to lure new customers and to keep the existing ones such as facility to change your card design, reduce interest rate, get rid of annual fee, and increase your cash back. For instance Accucard is offering 0% balance transfer on its on line card for six months and up to 0.8% cash back.

Credit cards offering Low balance transfer rates can be categorised as:

Life of Balance - Transfer your debts to these types of cards and the rate for the balance transferred will be set. This is an excellent method of fixing the rate of your debts if you are not going to pay it all off within a short period (of say 6 months). You won't get 0%, but the rate will be fixed and lower than the standard interest rates.

Low Standard rates - Transfer your debts to a credit card with a low standard rate and all of your transferred funds and purchases will have a low standard rate of interest applied.

Introductory offers - With many credit card companies 0% APR is available usually for a period of up to six months.

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